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Say No to Car Hire Insurance As an avid horticulturist in Ohio, I normally never have the need for any type of personal transportation. Public transport takes me to and from all of my clients. However, recently one of my clients had some rather special plants she wanted to get rid of. She found them growing outback in the herb garden and suspected they had been planted there by her 20 year old son. Knowing that these plants may attract attention if thrown out with general rubbish, she asked me if I could move them for her. Upon seeing these healthy specimens, I happily obliged although I did not have any transportation. I would have to hire a rental car for the transportation but there were plenty of other errands I could run over the course of a week with access to a car, so I was killing two birds with one stone. Upon arriving at the car hire agency, I promptly filled out all of the required documentation. Finally, I was ready to sign the last of the documents and get my rental truck. When the rental agency attendant noted that I did not have a car of my own and no insurance, he told me that insurance was required, and I would have to take out their damage waiver. When he told me the insurance would cost almost as much per day as the car hire, I almost hit the floor. Although I was quoted 350 dollars per week, I would now have to pay another 250 dollars for rental car insurance, which brought my total to 400 pounds. This was preposterous. Short Term Car Insurance Immediately, I called my client who suggested I call her insurance company for short term car insurance from E-Personals. I was unaware that insurance companies had this type of insurance. When speaking with the insurance company, I was shocked to find that many people took out this type of short term car insurance for a number of reasons. Those traveling internationally may need insurance for international rental cars. There were many people like myself as well who took out short term car insurance. Furthermore, I was delighted to find out that I could purchase a this company's short term cover for less than half of what I would be charged at the rental car agency. Happily, I gave the adjuster all of my information, a credit car number, and within 10 minutes, I was fully insured for ten days. Imagine the smile on my face when I explained the situation to the rental agent. Conclusion Short term car insurance is great for anyone who needs to rent a car for a short amount of time. Don't get stuck paying car hire insurance prices. Short term car rental insurance is far cheaper and less stressful with better peace of mind. |